Which prop account size to buy: the price per $1,000 is not flat
Every DayProp product is sold in several account sizes, from $5,000 up to $500,000. This page answers the question that comes right after “what does it cost”: what actually changes when you buy a bigger one. Two things change, one does not, and the one that does not is the one most people assume does.
Every number below was read on 26 September 2026 from two places at once — our own published price file and the live checkout — and the two agree to the dollar on all 45 price points, with zero exceptions.
The short version
- The rules do not change with account size. We checked every DayProp plan in the checkout: the profit target, the daily loss limit, the max drawdown, the profit split and the leverage are identical at $5,000 and at $500,000. A bigger account is not a looser account.
- The price per $1,000 of simulated capital does change — by a factor of ten. Across the catalogue it runs from $6.45 to $64.99 per $1,000.
- It is not a straight line. On five of the seven products it falls as the account gets bigger, bottoms out around $100,000–$200,000, and then rises again at the top size.
- On Instant funding it goes the other way — the bigger the account, the more you pay per $1,000.
- What you can lose is still only the fee. That is the whole point of the structure, and it is why the fee is the number worth measuring.
What account size does not change: the rules
This is worth stating first, because it removes a decision people think they have to make. We read every DayProp plan in the live checkout and compared the rule fields across sizes within each product. The result: in all seven DayProp product categories, the percentage rules are the same at every account size. Not similar — identical.
So the $500,000 two-step account has the same 4% daily loss limit and the same 8% max drawdown as the $5,000 one. The percentages are the same; the dollars they translate into are not. On a $5,000 account the daily limit is $200. On a $500,000 account the same rule is $20,000.
What this means in practice: buying bigger does not buy you room. It buys you a bigger version of exactly the same test, at a bigger fee. If the rules are tight for you at $5,000, they are tight for you at $100,000.
(One caveat we also made on the pricing page: above $100,000 the two-step phase chain is not configured uniformly across every plan, so we do not state a single phase chain for those sizes. The percentage rules above are unaffected.)
What account size does change: the fee per $1,000
Below is the fee expressed per $1,000 of simulated capital. It is the plan price divided by the account balance in thousands — nothing else in it.
Forex
| Account | Two step | One step | Instant |
|---|---|---|---|
| $5,000 | $13.80 | $17.80 | $53.80 |
| $10,000 | $13.90 | $16.90 | $52.90 |
| $25,000 | $12.76 | $15.56 | $57.96 |
| $50,000 | $8.98 | $10.98 | $64.98 |
| $100,000 | $6.75 | $10.49 | $64.99 |
| $200,000 | $6.45 | $10.49 | — |
| $500,000 | $7.00 | $12.00 | — |
Crypto
| Account | Two step | One step | Instant |
|---|---|---|---|
| $5,000 | $9.00 | $11.00 | $29.80 |
| $10,000 | $7.90 | $9.90 | $28.50 |
| $25,000 | $8.36 | $10.36 | $25.96 |
| $50,000 | $8.18 | $9.98 | $24.50 |
| $100,000 | $7.50 | $9.95 | $24.50 |
| $200,000 | $8.00 | $9.95 | — |
Predictions
| Account | One step |
|---|---|
| $5,000 | $29.80 |
| $10,000 | $27.90 |
| $25,000 | $25.96 |
| $50,000 | $25.98 |
| $100,000 | $25.99 |
The cheapest simulated capital in the catalogue is the $200,000 forex two-step account, at $6.45 per $1,000. The most expensive is the $100,000 forex Instant account, at $64.99. Same currency, same broker, same platforms — a tenfold difference in what a unit of buying power costs you.
The curve bends, and on Instant it bends the other way
Read the two-step column downwards: $13.80, $13.90, $12.76, $8.98, $6.75, $6.45, $7.00. It falls steeply, flattens, and then turns back up at $500,000. The same shape appears on the crypto two-step ($9.00 down to $7.50, back up to $8.00) and on the forex one-step ($17.80 down to $10.49, back up to $12.00). On five of the seven products the cheapest capital per $1,000 sits in the middle-to-upper part of the range, not at the top of it.
Instant funding does the opposite: $53.80, $52.90, $57.96, $64.98, $64.99. It gets more expensive per $1,000 as the account grows. Predictions accounts flatten out almost completely from $25,000 upwards — $25.96, $25.98, $25.99 — where the per-$1,000 cost stops being part of the decision at all.
None of this is a discount and none of it is an offer. It is arithmetic on a published price list, and it is the kind of arithmetic that is easier to do for you than to leave to you.
The fee, measured against the loss the account allows
There is a second way to size the fee, and it is more useful than the price tag: compare it with the amount the account lets you lose before it ends. On forex, where our price file and the checkout agree on the rules as well as the prices, the max drawdown is 8% on the two-step, 6% on the one-step and 8% trailing on Instant. In dollars, and as a share of that drawdown:
| Account | Two step: drawdown / fee as share of it | One step: drawdown / share | Instant: drawdown / share |
|---|---|---|---|
| $5,000 | $400 / 17% | $300 / 30% | $400 / 67% |
| $10,000 | $800 / 17% | $600 / 28% | $800 / 66% |
| $25,000 | $2,000 / 16% | $1,500 / 26% | $2,000 / 72% |
| $50,000 | $4,000 / 11% | $3,000 / 18% | $4,000 / 81% |
| $100,000 | $8,000 / 8% | $6,000 / 17% | $8,000 / 81% |
On a $5,000 two-step account, the $69 fee is 17% of the $400 the account allows you to lose. On a $100,000 two-step account, the $675 fee is 8% of $8,000. By this measure the small accounts are the expensive ones — the fee is a much larger share of the risk budget it gives you access to.
And then there is Instant. On a $50,000 Instant account the fee is $3,249 and the drawdown is $4,000: the fee is 81% of the entire loss the account permits. That number looks alarming until you see what Instant actually is, and then it stops being a comparison at all: Instant funding has no profit target. There is no evaluation to pass. You are not paying an entry fee for a test, you are paying outright for a funded account. The right comparison for Instant is not “how cheap is this test” but “would I pay this much to skip the test” — a different question, with a different answer for different people.
What fewer steps cost — and why the answer differs between forex and crypto
Going from two steps to one step costs more. How much more depends on the market, and this surprised us enough to check it twice:
| Account | Forex: one step over two step | Crypto: one step over two step |
|---|---|---|
| $5,000 | +29% | +22% |
| $50,000 | +22% | +22% |
| $100,000 | +55% | +33% |
| $200,000 | +63% | +24% |
| $500,000 | +71% | — |
On forex, the premium for a single-phase assessment widens as the account grows — from roughly a quarter more at the small sizes to over two-thirds more at $500,000. On crypto it does not: it sits around a fifth to a third across the whole range. Instant behaves the same way — on forex it runs from 3.9× the two-step price at $5,000 to 9.6× at $100,000, while on crypto it stays near 3× at every size.
If you have decided on a market, that is a closed question. If you are choosing between markets, it is worth knowing that the cost of buying a shorter route is priced very differently on the two.
How to use this without fooling yourself
Three warnings, because a table like the one above invites one particular mistake.
Cost per $1,000 is a cost measure, not a value measure. It says what you pay for a unit of simulated buying power. It says nothing about whether you will pass, and we are not going to pretend otherwise: most people do not.
A cheaper fee per $1,000 still means a larger fee. The $200,000 two-step account is the cheapest capital in the catalogue and it costs $1,290 — nineteen times the $69 you would pay at $5,000. The fee is the only money you can lose here, so the question “how much am I willing to lose to find out” is answered in dollars, not in dollars per thousand.
The rules being size-invariant cuts both ways. It means you cannot buy your way into an easier test. It also means a small account is a completely fair rehearsal of a large one: the same percentages, the same daily limit, the same drawdown. If you want to know how a $100,000 account would treat you, a $5,000 account will tell you for $69 — in percentage terms, exactly.
If you have not read them yet, the three pages this one builds on: what an account costs, what the rules mean, and the arithmetic of how many bad days an account survives. And once you have bought one, how to monitor it: the same percentages as five numbers to write down every day.
What is not on this page, and why
Crypto rules. The crypto prices above are verified in both sources and match to the dollar. The crypto rules do not yet match between our published rule set and the live checkout configuration, so we publish neither set of figures until that is settled in writing. The rules that apply to you are the ones shown in the checkout when you buy.
Futures. The SwissPrime futures accounts are a separate brand, priced separately, and they are the one product family in the catalogue whose rules do vary by account size. They are not part of this page.
The profit split on the forex one-step account. Not confirmed in writing, so not advertised.
We would rather publish a table with holes in it than a number we cannot stand behind.
Where you pay
Not on this site. DayProp is a showcase; the checkout is our partner’s dashboard, which is also where you sign in, choose a platform and manage the account. You can reach it from the account sign-in page. Add-ons are charged as a percentage of the plan price, so everything above scales with them.
One thing worth repeating: the accounts are simulated, the payouts are real. You are not trading a live bank account and you are not risking one — the most you can lose is what you paid for the account.
Nothing here is financial advice. Most people lose. Prices and rules were verified on 26 September 2026 in both our price file and the live checkout, and they can change; the checkout is always the current source.